{"id":200958,"date":"2025-07-02T12:20:51","date_gmt":"2025-07-02T12:20:51","guid":{"rendered":"https:\/\/www.bobex.be\/fr-be\/?post_type=business&#038;p=200958"},"modified":"2025-11-06T05:46:20","modified_gmt":"2025-11-06T05:46:20","slug":"responsabilite-civile-professionnelle","status":"publish","type":"business","link":"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/","title":{"rendered":"Assurance RC professionnelle : quelles obligations et \u00e0 quel prix en Belgique ?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaire<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quest-ce_quune_assurance_responsabilite_civile_pro\" >Qu&rsquo;est-ce qu\u2019une assurance responsabilit\u00e9 civile pro ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quelles_sont_les_RC_professionnelles_obligatoires_en_Belgique\" >Quelles sont les RC professionnelles obligatoires en Belgique ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Que_couvre_une_assurance_RC_professionnelle\" >Que couvre une assurance RC professionnelle ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Que_ne_couvre_pas_lassurance_professionnelle\" >Que ne couvre pas l&rsquo;assurance professionnelle ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quelles_sont_les_offres_dassurances_professionnelles_en_Belgique_AXA_Ethias_AG_P_V\" >Quelles sont les offres d&rsquo;assurances professionnelles en Belgique (AXA, Ethias, AG, P&amp;V) ?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quel_est_le_prix_moyen_dune_assurance_responsabilite_civile_pro_tarif\" >Quel est le prix moyen d&rsquo;une assurance responsabilit\u00e9 civile pro (tarif) ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quand_et_comment_resilier_un_contrat_dassurance_professionnelle\" >Quand et comment r\u00e9silier un contrat d&rsquo;assurance professionnelle ?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quand_resilier_un_contrat_dassurance_professionnelle\" >Quand r\u00e9silier un contrat d\u2019assurance professionnelle ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Comment_resilier_un_contrat_dassurance_professionnelle\" >Comment r\u00e9silier un contrat d\u2019assurance professionnelle ?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#RC_entreprise_vs_RC_professionnelle_quelles_differences\" >RC entreprise vs RC professionnelle : quelles diff\u00e9rences ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Les_garanties_optionnelles_qui_renforcent_votre_assurance_RC_Pro\" >Les garanties optionnelles qui renforcent votre assurance RC Pro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Quelle_est_la_meilleure_assurance_pour_votre_activite_pro_Nous_vous_mettons_en_contact_avec_des_courtiers\" >Quelle est la meilleure assurance pour votre activit\u00e9 pro ? Nous vous mettons en contact avec des courtiers.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Vos_questions_sur_les_assurances_professionnelles\" >Vos questions sur les assurances professionnelles&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Pourquoi_est-ce_interessant_pour_un_independant_de_souscrire_a_une_RC_pro\" >Pourquoi est-ce int\u00e9ressant pour un ind\u00e9pendant de souscrire \u00e0 une RC pro\u00a0 ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Une_RC%E2%80%AFPro_couvre-t-elle_les_frais_lies_a_une_maladie_contractee_en_relation_avec_votre_activite\" >Une RC\u202fPro couvre-t-elle les frais li\u00e9s \u00e0 une maladie contract\u00e9e en relation avec votre activit\u00e9 ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/#Une_assurance_professionnelle_couvre-t-elle_un_acte_medical_non_reglemente_ex_coach_sportif\" >Une assurance professionnelle couvre-t-elle un acte m\u00e9dical non r\u00e9glement\u00e9 (ex. : coach sportif) ?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quest-ce_quune_assurance_responsabilite_civile_pro\"><\/span>Qu&rsquo;est-ce qu\u2019une assurance responsabilit\u00e9 civile pro ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/www.bobex.be\/wp-uploads\/sites\/2\/Untitled-design-71-1024x538.jpg\" alt=\"Main tenant un parapluie jaune au-dessus de figurines repr\u00e9sentant une famille, une voiture et une maison en bois, symbolisant la protection offerte par une assurance\" class=\"wp-image-202647\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019<strong>assurance responsabilit\u00e9 civile professionnelle<\/strong>&nbsp;(RC Pro) prot\u00e8ge une&nbsp;<strong>entreprise<\/strong>&nbsp;lorsqu\u2019elle cause involontairement des <strong>dommages corporels, mat\u00e9riels ou immat\u00e9riels<\/strong>&nbsp;\u00e0 des tiers dans le cadre de ses activit\u00e9s. Elle couvre les&nbsp;<strong>cons\u00e9quences financi\u00e8res<\/strong>&nbsp;de ces incidents, qu\u2019ils concernent un&nbsp;<strong>client<\/strong>, un&nbsp;<strong>fournisseur<\/strong>&nbsp;ou toute autre personne ext\u00e9rieure \u00e0 l\u2019entreprise. Cette assurance est&nbsp;<strong>essentielle<\/strong>&nbsp;pour exercer une activit\u00e9 en toute s\u00e9r\u00e9nit\u00e9, que vous soyez&nbsp;<strong>ind\u00e9pendant<\/strong>,&nbsp;<strong>PME<\/strong>&nbsp;ou <strong>profession lib\u00e9rale<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous souhaitez&nbsp;<strong>s\u00e9curiser<\/strong>&nbsp;votre activit\u00e9 ? Contactez facilement des&nbsp;<strong>courtiers d\u2019assurance agr\u00e9\u00e9s<\/strong>&nbsp;pour obtenir des<strong> conseils adapt\u00e9s<\/strong>&nbsp;et des&nbsp;<strong>offres sur mesure<\/strong>.<\/p>\n\n\n\n            <div class=\"bobex-highlight-global-div\" style=\"\n            --line-color: #17518d;\n            --bg-color: #e5f2f7;\n            --content-color:#10375e;\n            --title-color: #10375e;\n        \">\n                    <div class=\"bobex-highlight-block__border\">\n                        <div class=\"bobex--block_highlight_content-area\">\n                            <p class=\"bobex-block-highlight-title\"><strong>Exemple concret :<\/strong><\/p>\n                            <p class=\"bobex-block-highlight-content\">\n                            \t<div>\n<div class=\"wp-block-bobex-highlight\">\n<p class=\"wp-block-paragraph\">Une&nbsp;<strong>graphiste freelance<\/strong>&nbsp;travaille pour un client et lui transmet des fichiers contenant, sans le savoir, un&nbsp;<strong>virus<\/strong>. Ce virus endommage les&nbsp;<strong>donn\u00e9es<\/strong>&nbsp;de l\u2019entreprise cliente, entra\u00eenant une&nbsp;<strong>perte d\u2019exploitation temporaire<\/strong>. Gr\u00e2ce \u00e0 son <strong>assurance RC Pro<\/strong>, la graphiste peut&nbsp;<strong>indemniser<\/strong>&nbsp;son client sans supporter seule les&nbsp;<strong>cons\u00e9quences financi\u00e8res<\/strong>.<\/p>\n<\/div>\n<\/div>\n                            <\/p>\n                        <\/div>\n                    <\/div>\n            <\/div>\n        \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quelles_sont_les_RC_professionnelles_obligatoires_en_Belgique\"><\/span>Quelles sont les RC professionnelles obligatoires en Belgique ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En Belgique, la souscription \u00e0 une assurance&nbsp;<strong>Responsabilit\u00e9 Civile Professionnelle (RC Pro)<\/strong>&nbsp;est l\u00e9galement obligatoire pour certaines&nbsp;<strong>professions r\u00e9glement\u00e9es<\/strong>. C\u2019est notamment le cas des&nbsp;<strong>architectes, m\u00e9decins, avocats, comptables, experts-comptables, notaires<\/strong>&nbsp;ou encore des&nbsp;<strong>g\u00e9om\u00e8tres-experts<\/strong>. Cette obligation vise \u00e0 prot\u00e9ger les&nbsp;<strong>clients<\/strong>&nbsp;et les&nbsp;<strong>tiers<\/strong> en cas de&nbsp;<strong>faute, n\u00e9gligence<\/strong>&nbsp;ou&nbsp;<strong>omission professionnelle<\/strong>&nbsp;pouvant entra\u00eener un dommage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depuis le 1er juillet 2019, cette obligation s\u2019est renforc\u00e9e pour les m\u00e9tiers du secteur de la&nbsp;<strong>construction<\/strong>. Les&nbsp;<strong>architectes, entrepreneurs, coordinateurs de s\u00e9curit\u00e9<\/strong>&nbsp;et&nbsp;<strong>bureaux d\u2019\u00e9tudes<\/strong>&nbsp;doivent d\u00e9sormais souscrire une assurance&nbsp;<strong>RC d\u00e9cennale<\/strong>&nbsp;lorsqu\u2019ils interviennent sur des travaux de&nbsp;<strong>gros \u0153uvre ferm\u00e9<\/strong>. Cette couverture garantit la r\u00e9paration des dommages compromettant la&nbsp;<strong>solidit\u00e9<\/strong>&nbsp;ou la&nbsp;<strong>stabilit\u00e9<\/strong>&nbsp;du b\u00e2timent pendant une dur\u00e9e de&nbsp;<strong>dix ans<\/strong>&nbsp;apr\u00e8s la r\u00e9ception des travaux.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par ailleurs, les&nbsp;<strong>interm\u00e9diaires financiers<\/strong>&nbsp;(comme les&nbsp;<strong>courtiers en assurances<\/strong>&nbsp;ou&nbsp;<strong>conseillers en placements<\/strong>) ainsi que les&nbsp;<strong>compagnies d\u2019assurances<\/strong>&nbsp;sont \u00e9galement tenus de souscrire une&nbsp;<strong>RC Pro<\/strong>&nbsp;conforme aux exigences de la <strong>FSMA<\/strong> (Autorit\u00e9 des services et march\u00e9s financiers). Cette obligation permet d\u2019assurer une protection des <strong>consommateurs<\/strong>en cas d\u2019<strong>erreurs professionnelles<\/strong>&nbsp;dans la gestion, la vente ou le conseil en produits financiers.<\/p>\n\n\n<div class='bobex-cta-block' style='\n            --button-bg-color: #e13c0e;\n            --button-text-color: #ffffff;\n            --banner-bg-color: #aad4e6;\n            --arrow-main-bg-color: #aad4e6;\n            --arrow-secondary-bg-color: #e5f2f7;\n            --banner-title-color: #10375e;\n            --arrow-title-color: #10375e;\n            --banner-text-color: #545454;\n            --arrow-text-color: #545454;         \n            --invert-range: 0deg;\n        '><a class='cta-button-rounded' href='#ppp'>Obtenez votre devis RC Pro gratuit en quelques clics !<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Que_couvre_une_assurance_RC_professionnelle\"><\/span>Que couvre une assurance RC professionnelle ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019<strong>assurance Responsabilit\u00e9 Civile Entreprises<\/strong>&nbsp;couvre plusieurs types de&nbsp;<strong>dommages<\/strong>, notamment :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les&nbsp;<strong>dommages mat\u00e9riels, immat\u00e9riels<\/strong>&nbsp;et&nbsp;<strong>corporels<\/strong>, comme par exemple des d\u00e9g\u00e2ts caus\u00e9s \u00e0 un&nbsp;<strong>v\u00e9hicule<\/strong>, un&nbsp;<strong>vol<\/strong> commis par un&nbsp;<strong>employ\u00e9<\/strong>&nbsp;ou une&nbsp;<strong>blessure<\/strong>&nbsp;survenue \u00e0 un&nbsp;<strong>fournisseur<\/strong>.<\/li>\n\n\n\n<li>Les&nbsp;<strong>pr\u00e9judices<\/strong>&nbsp;caus\u00e9s \u00e0 des&nbsp;<strong>tiers<\/strong>, tels que&nbsp;<strong>clients, visiteurs, fournisseurs<\/strong>&nbsp;ou toute autre personne en relation avec l\u2019<strong>entreprise<\/strong>.<\/li>\n\n\n\n<li>Les dommages imputables \u00e0 l\u2019<strong>entrepreneur<\/strong>, \u00e0 ses&nbsp;<strong>employ\u00e9s<\/strong>, ainsi qu\u2019aux&nbsp;<strong>sous-traitants, freelances<\/strong>&nbsp;ou&nbsp;<strong>consultants<\/strong>&nbsp;intervenant pour le compte de l\u2019entreprise, y compris ceux r\u00e9sultant de l\u2019utilisation de&nbsp;<strong>machines<\/strong>&nbsp;ou d\u2019<strong>outils<\/strong>.<\/li>\n\n\n\n<li>Toutes les situations o\u00f9 l\u2019<strong>entreprise<\/strong>&nbsp;peut \u00eatre l\u00e9galement tenue responsable des cons\u00e9quences de ses&nbsp;<strong>activit\u00e9s<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cette assurance permet de couvrir les frais souvent&nbsp;<strong>importants<\/strong>&nbsp;et&nbsp;<strong>inattendus<\/strong>&nbsp;li\u00e9s \u00e0 des&nbsp;<strong>r\u00e9clamations<\/strong>&nbsp;ou \u00e0 des <strong>proc\u00e9dures judiciaires<\/strong>&nbsp;initi\u00e9es par des tiers.<br>Les&nbsp;<strong>garanties<\/strong>&nbsp;propos\u00e9es varient selon les&nbsp;<strong>assureurs<\/strong>, mais la plupart incluent 3 grandes cat\u00e9gories de&nbsp;<strong>responsabilit\u00e9s<\/strong>&nbsp;:<\/p>\n\n\n\n            <div style=\"\n            --bg-color: #e5f2f7;\n            --title-color: #10375e;\n            --content-color:#5c5c5c\n        \" class=\"bobex-block-steps-main-div\">\n                <div class=\"bobex-block-steps-main-container\">\n                    <div class=\"bobex-block-steps-container\">\n                        <div class=\"bobex-block-steps-number-container\">\n                            <img decoding=\"async\" src=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-content\/plugins\/bobex-blocks\/img\/step1.png\" alt=\"step 1.png\"\/>\n                        <\/div>\n                        <div class=\"bobex-steps-block__content-area\">\n                            <p class=\"bobex-block-steps-title\"><strong>Responsabilit\u00e9 des produits et services<\/strong><\/p>\n                            <p style=\"color: #5c5c5c \" class=\"bobex-block-steps-content\">Indemnisation des dommages caus\u00e9s par les produits livr\u00e9s ou les prestations r\u00e9alis\u00e9es apr\u00e8s leur livraison ou ex\u00e9cution.<\/p>\n                        <\/div>\n                    <\/div>\n                    <div class=\"bobex-block-steps-container\">\n                        <div class=\"bobex-block-steps-number-container\">\n                            <img decoding=\"async\" src=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-content\/plugins\/bobex-blocks\/img\/step2.png\" alt=\"step 2.png\"\/>\n                        <\/div>\n                        <div class=\"bobex-steps-block__content-area\">\n                            <p style=\"color: #10375e \" class=\"bobex-block-steps-title\"><strong>Responsabilit\u00e9 civile d\u2019exploitation<\/strong><\/p>\n                            <p style=\"color: #5c5c5c \" class=\"bobex-block-steps-content\">Couverture des dommages corporels, mat\u00e9riels et immat\u00e9riels caus\u00e9s \u00e0 des tiers pendant l\u2019exercice de l\u2019activit\u00e9 professionnelle.<\/p>\n                        <\/div>\n                    <\/div>\n                    <div class=\"bobex-block-steps-container\">\n                        <div class=\"bobex-block-steps-number-container\">\n                            <img decoding=\"async\" src=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-content\/plugins\/bobex-blocks\/img\/step3.png\" alt=\"step 3.png\"\/>\n                        <\/div>\n                        <div class=\"bobex-steps-block__content-area\">\n                            <p style=\"color: #10375e \" class=\"bobex-block-steps-title\"><strong>Dommages aux biens confi\u00e9s<\/strong><\/p>\n                            <p style=\"color: #5c5c5c \" class=\"bobex-block-steps-content\">Protection contre les dommages subis par les biens temporairement confi\u00e9s \u00e0 l\u2019entreprise, comme un outil emprunt\u00e9 ou un objet \u00e0 r\u00e9parer (par exemple, un v\u00e9lo endommag\u00e9 en atelier).<\/p>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div>\n<div class=\"wp-block-bobex-steps\"><\/div>\n<\/div>\n            <\/div>\n        \n                    <script type=\"application\/ld+json\">\n                        {\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"Itemlist\",\"itemListElement\":[\"<strong>Responsabilit\\u00e9 des produits et services<\\\/strong>\",\"<strong>Responsabilit\\u00e9 civile d\\u2019exploitation<\\\/strong>\",\"<strong>Dommages aux biens confi\\u00e9s<\\\/strong>\",\"p\"],\"itemListOrder\":\"Ascending\",\"name\":\"Steps: Assurance RC professionnelle : quelles obligations et \\u00e0 quel prix en Belgique ?\"}\n                    <\/script>\n                \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Que_ne_couvre_pas_lassurance_professionnelle\"><\/span>Que ne couvre pas l&rsquo;assurance professionnelle ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L&rsquo;assurance professionnelle comporte plusieurs exclusions importantes qu\u2019il est essentiel de conna\u00eetre pour \u00e9viter les mauvaises surprises. En g\u00e9n\u00e9ral, elle ne couvre pas :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Les dommages intentionnels<\/strong>&nbsp;: tout sinistre r\u00e9sultant d\u2019un acte volontaire ou frauduleux de l\u2019assur\u00e9 ou avec sa complicit\u00e9 est exclu.<\/li>\n\n\n\n<li><strong>Les pr\u00e9judices connus avant la souscription<\/strong>&nbsp;: les dommages dont l\u2019assur\u00e9 avait connaissance avant la date de d\u00e9but du contrat ne sont pas couverts.<\/li>\n\n\n\n<li><strong>La responsabilit\u00e9 civile du dirigeant<\/strong>&nbsp;: cette responsabilit\u00e9 n\u2019est g\u00e9n\u00e9ralement pas prise en charge par l\u2019assurance professionnelle.<\/li>\n\n\n\n<li><strong>La responsabilit\u00e9 p\u00e9nale<\/strong>&nbsp;: les sanctions p\u00e9nales, amendes ou p\u00e9nalit\u00e9s financi\u00e8res sont exclues.<\/li>\n\n\n\n<li><strong>Les p\u00e9nalit\u00e9s li\u00e9es aux retards de livraison<\/strong>&nbsp;pr\u00e9vues dans les contrats commerciaux.<\/li>\n\n\n\n<li><strong>Les sinistres d\u00e9j\u00e0 couverts par d\u2019autres assurances<\/strong>&nbsp;: par exemple les dommages aux locaux ou biens qui font l\u2019objet d\u2019une autre police d\u2019assurance.<\/li>\n\n\n\n<li><strong>Les dommages caus\u00e9s \u00e0 soi-m\u00eame ou \u00e0 ses salari\u00e9s<\/strong>.<\/li>\n\n\n\n<li><strong>Les prestations non conformes aux obligations contractuelles<\/strong>&nbsp;sont souvent exclues.<\/li>\n\n\n\n<li><strong>Les dommages li\u00e9s au non-respect des r\u00e9glementations<\/strong>&nbsp;ou aux fautes graves telles que la n\u00e9gligence volontaire.<\/li>\n\n\n\n<li><strong>Les catastrophes naturelles non reconnues officiellement<\/strong>&nbsp;(sauf si un arr\u00eat\u00e9 de catastrophe naturelle est publi\u00e9).<\/li>\n\n\n\n<li><strong>Les dommages dus \u00e0 l\u2019usure normale ou \u00e0 un d\u00e9faut d\u2019entretien<\/strong>&nbsp;des mat\u00e9riels ou installations.<\/li>\n<\/ul>\n\n\n\n            <div class=\"bobex-lightblock-maindiv\" style=\"\n            --content-color:#5c5c5c;\n        \">\n                <div class=\"bobex-tip-light-block__icon-area\">\n                    <div class=\"bobex-tip-light-icon-container\">\n                        <img decoding=\"async\" src=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-content\/plugins\/bobex-blocks\/img\/advice.png \" alt=\"advice-icon\" class=\"bobex-tip-light-block__tipsBlueLogo\"\/>\n                    <\/div>\n                <\/div>\n                <div class=\"bobex-tip-light-block__content-area\">\n                    <p class=\"bobex-block-tips-content\"><\/p>\n                    <div>\n<div class=\"wp-block-bobex-advice-light\">\n<p class=\"wp-block-paragraph\">Pour limiter l\u2019impact de ces exclusions, il est conseill\u00e9 de bien lire son contrat, d\u2019adapter ses garanties \u00e0 ses besoins sp\u00e9cifiques et de respecter les obligations l\u00e9gales et contractuelles.<\/p>\n<\/div>\n<\/div>\n                <\/div>\n            <\/div>\n        \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quelles_sont_les_offres_dassurances_professionnelles_en_Belgique_AXA_Ethias_AG_P_V\"><\/span>Quelles sont les offres d&rsquo;assurances professionnelles en Belgique (AXA, Ethias, AG, P&amp;V) ?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Voici une introduction et un tableau r\u00e9capitulatif des principales offres d\u2019assurance responsabilit\u00e9 civile professionnelle (RC Pro) en Belgique, avec les primes annuelles et les couvertures propos\u00e9es. Ce tableau est \u00e0 titre indicatif, les prix et garanties peuvent varier selon le profil de l\u2019entreprise et les options choisies.<\/p>\n\n\n\n            <div class='bobex-table-wrapper' style='\n            --bobex-table-dark-row-color: #D1E8F2;\n        '>\n                <table class='' data-columns='3'>\n                    <thead style='\n            --bobex-table-header-background-color: #10375E;\n            --bobex-table-header-text-color: #FFFFFF;\n        '><th><strong>Assurance<\/strong><\/th><th><strong>Prime annuelle indicative<\/strong><\/th><th><strong>Couvertures propos\u00e9es<\/strong><\/th><\/thead><tr><td><strong>Ethias<\/strong><\/td><td>Entre 100 \u20ac et 2.000 \u20ac<\/td><td>RC Pro, RC Exploitation, RC apr\u00e8s livraison, Protection juridique (jusqu\u2019\u00e0 12.500 \u20ac), Objets confi\u00e9s (2.500 \u20ac)<\/td><\/tr><tr><td><strong>AG Assurances<\/strong><\/td><td>De 1.500.000 \u20ac \u00e0 2.500.000 \u20ac<\/td><td>RC Pro, RC Exploitation, RC apr\u00e8s livraison, Protection juridique en option, Extension USA\/Canada en option, Objets confi\u00e9s (25.000 \u20ac)<\/td><\/tr><tr><td><strong>AXA<\/strong><\/td><td>Variable selon demande<\/td><td>RC Pro avec plafond sur demande, RC Exploitation, RC apr\u00e8s livraison, Protection juridique en option, Objets confi\u00e9s (25.000 \u20ac)<\/td><\/tr><tr><td><strong>P&amp;V<\/strong><\/td><td>De 25.000 \u20ac \u00e0 2.500.000 \u20ac<\/td><td>RC Pro, RC Exploitation, RC apr\u00e8s livraison, Protection juridique (50.000 \u20ac), Protection cyber, Extension USA\/Canada possible<\/td><\/tr>\n                <\/table>\n            <\/div>\n        \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quel_est_le_prix_moyen_dune_assurance_responsabilite_civile_pro_tarif\"><\/span>Quel est le prix moyen d&rsquo;une assurance responsabilit\u00e9 civile pro (tarif) ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Comptez en moyenne entre&nbsp;<strong>100 et 2.000 \u20ac<\/strong>&nbsp;par an. Le montant de la&nbsp;<strong>prime<\/strong>&nbsp;d\u00e9pend de plusieurs&nbsp;<strong>facteurs<\/strong>&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Taille de l\u2019entreprise<\/strong>&nbsp;: plus il y a de&nbsp;<strong>personnel<\/strong>, plus le&nbsp;<strong>risque<\/strong>&nbsp;est \u00e9lev\u00e9.<\/li>\n\n\n\n<li><strong>Type d\u2019activit\u00e9<\/strong>&nbsp;: certaines sont plus&nbsp;<strong>risqu\u00e9es<\/strong>&nbsp;que d\u2019autres.<\/li>\n\n\n\n<li><strong>Chiffre d\u2019affaires<\/strong>&nbsp;: un chiffre plus \u00e9lev\u00e9 entra\u00eene souvent une&nbsp;<strong>prime<\/strong>&nbsp;plus importante.<\/li>\n\n\n\n<li><strong>Garanties suppl\u00e9mentaires<\/strong>&nbsp;: plus vous ajoutez de&nbsp;<strong>couvertures<\/strong>, plus le&nbsp;<strong>co\u00fbt<\/strong>&nbsp;augmente.<\/li>\n\n\n\n<li><strong>Franchise<\/strong>&nbsp;: plus elle est basse, plus la&nbsp;<strong>prime<\/strong>&nbsp;est haute.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quand_et_comment_resilier_un_contrat_dassurance_professionnelle\"><\/span>Quand et comment r\u00e9silier un contrat d&rsquo;assurance professionnelle ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/www.bobex.be\/wp-uploads\/sites\/2\/Untitled-design-72-1024x538.jpg\" alt=\"Deux personnes en pleine discussion lors d\u2019un rendez-vous professionnel, assises \u00e0 une table avec des documents, un ordinateur portable et un classeur, dans un environnement lumineux.\" class=\"wp-image-202656\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Il existe des&nbsp;<strong>d\u00e9lais \u00e0 respecter<\/strong>&nbsp;pour&nbsp;<strong>r\u00e9silier<\/strong>&nbsp;un contrat d\u2019<strong>assurance professionnelle<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quand_resilier_un_contrat_dassurance_professionnelle\"><\/span>Quand r\u00e9silier un contrat d\u2019assurance professionnelle ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un\u00a0<strong>contrat d\u2019assurance professionnelle<\/strong>\u00a0est g\u00e9n\u00e9ralement conclu pour une dur\u00e9e d\u2019un an, avec\u00a0<strong>reconduction automatique<\/strong>\u00a0\u00e0 chaque\u00a0<strong>\u00e9ch\u00e9ance annuelle<\/strong>. Pour\u00a0<strong>r\u00e9silier<\/strong>\u00a0ce contrat, il est n\u00e9cessaire d\u2019agir avant cette date de renouvellement, souvent en respectant un\u00a0<strong>pr\u00e9avis<\/strong>\u00a0d\u2019au moins\u00a0<strong>trois mois<\/strong>. En dehors de l\u2019\u00e9ch\u00e9ance annuelle, une r\u00e9siliation peut \u00e9galement \u00eatre envisag\u00e9e en cas de\u00a0<strong>changement de situation significatif<\/strong>, comme une\u00a0<strong>modification de l\u2019activit\u00e9 professionnelle<\/strong>, une\u00a0<strong>\u00e9volution des risques couverts<\/strong>\u00a0ou la\u00a0<strong>survenue d\u2019un sinistre<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_resilier_un_contrat_dassurance_professionnelle\"><\/span>Comment r\u00e9silier un contrat d\u2019assurance professionnelle ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La\u00a0<strong>r\u00e9siliation<\/strong>\u00a0doit \u00eatre effectu\u00e9e\u00a0<strong>par \u00e9crit<\/strong>, g\u00e9n\u00e9ralement via une\u00a0<strong>lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception<\/strong>. Il est essentiel de suivre scrupuleusement les\u00a0<strong>modalit\u00e9s pr\u00e9vues<\/strong>\u00a0dans les\u00a0<strong>conditions g\u00e9n\u00e9rales du contrat<\/strong>, notamment les <strong>d\u00e9lais<\/strong>\u00a0et les\u00a0<strong>proc\u00e9dures<\/strong>\u00a0impos\u00e9es. Si ces r\u00e8gles ne sont pas respect\u00e9es, la\u00a0<strong>demande de r\u00e9siliation<\/strong>\u00a0ne pourra \u00eatre prise en compte qu\u2019\u00e0 la\u00a0<strong>prochaine \u00e9ch\u00e9ance annuelle<\/strong>, prolongeant ainsi la\u00a0<strong>dur\u00e9e de l\u2019engagement<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RC_entreprise_vs_RC_professionnelle_quelles_differences\"><\/span>RC entreprise vs RC professionnelle : quelles diff\u00e9rences ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La&nbsp;<strong>responsabilit\u00e9 civile (RC) entreprise<\/strong>&nbsp;couvre les&nbsp;<strong>dommages mat\u00e9riels<\/strong>&nbsp;ou&nbsp;<strong>corporels<\/strong>&nbsp;caus\u00e9s \u00e0 des tiers dans le cadre des&nbsp;<strong>activit\u00e9s op\u00e9rationnelles<\/strong>&nbsp;de l\u2019entreprise, comme un&nbsp;<strong>accident caus\u00e9 par un collaborateur<\/strong>&nbsp;ou des&nbsp;<strong>d\u00e9g\u00e2ts sur des biens confi\u00e9s<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En revanche, la&nbsp;<strong>responsabilit\u00e9 civile professionnelle<\/strong>&nbsp;intervient sp\u00e9cifiquement en cas d\u2019<strong>erreurs<\/strong>,&nbsp;<strong>fautes<\/strong>&nbsp;ou <strong>n\u00e9gligences<\/strong> dans les&nbsp;<strong>prestations intellectuelles<\/strong>&nbsp;ou les&nbsp;<strong>services rendus<\/strong>, par exemple une&nbsp;<strong>mauvaise expertise<\/strong>&nbsp;d\u2019un g\u00e9om\u00e8tre ou un <strong>conseil erron\u00e9<\/strong>&nbsp;donn\u00e9 par un consultant. Cette assurance est&nbsp;<strong>obligatoire<\/strong>&nbsp;pour certaines&nbsp;<strong>professions r\u00e9glement\u00e9es<\/strong>&nbsp;telles que les&nbsp;<strong>architectes<\/strong>,&nbsp;<strong>syndics<\/strong>, ou&nbsp;<strong>m\u00e9diateurs de dettes<\/strong>.<\/p>\n\n\n\n            <div class=\"bobex-lightblock-maindiv\" style=\"\n            --content-color:#5c5c5c;\n        \">\n                <div class=\"bobex-tip-light-block__icon-area\">\n                    <div class=\"bobex-tip-light-icon-container\">\n                        <img decoding=\"async\" src=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-content\/plugins\/bobex-blocks\/img\/advice.png \" alt=\"advice-icon\" class=\"bobex-tip-light-block__tipsBlueLogo\"\/>\n                    <\/div>\n                <\/div>\n                <div class=\"bobex-tip-light-block__content-area\">\n                    <p class=\"bobex-block-tips-content\"><\/p>\n                    <div>\n<div class=\"wp-block-bobex-advice-light\">\n<p class=\"wp-block-paragraph\">Certaines assurances&nbsp;<strong>RC entreprise<\/strong>&nbsp;proposent \u00e9galement une couverture&nbsp;<strong>RC professionnelle<\/strong>&nbsp;en <strong>option<\/strong>&nbsp;ou&nbsp;<strong>incluse<\/strong>, permettant ainsi de prot\u00e9ger l\u2019entreprise de mani\u00e8re plus&nbsp;<strong>compl\u00e8te<\/strong>.<br><\/p>\n<\/div>\n<\/div>\n                <\/div>\n            <\/div>\n        \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Les_garanties_optionnelles_qui_renforcent_votre_assurance_RC_Pro\"><\/span>Les garanties optionnelles qui renforcent votre assurance RC Pro<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Plusieurs garanties optionnelles peuvent \u00eatre ajout\u00e9es \u00e0 une assurance responsabilit\u00e9 civile professionnelle (RC Pro) pour renforcer la protection de votre entreprise. Parmi les plus courantes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Protection juridique<\/strong>&nbsp;: prise en charge des frais li\u00e9s \u00e0 une proc\u00e9dure judiciaire, notamment les honoraires d\u2019avocat.<\/li>\n\n\n\n<li><strong>Responsabilit\u00e9 cyber<\/strong>&nbsp;: couverture des risques li\u00e9s aux attaques informatiques, vols de donn\u00e9es ou piratages.<\/li>\n\n\n\n<li><strong>Extension g\u00e9ographique<\/strong>&nbsp;: protection \u00e9tendue \u00e0 certains pays comme les \u00c9tats-Unis ou le Canada.<\/li>\n\n\n\n<li><strong>Objets confi\u00e9s<\/strong>&nbsp;: assurance des biens ou mat\u00e9riels qui vous sont confi\u00e9s pour usage, transformation ou r\u00e9paration.<\/li>\n\n\n\n<li><strong>RC apr\u00e8s livraison<\/strong>&nbsp;: garantie contre les dommages caus\u00e9s apr\u00e8s la livraison d\u2019un produit ou la r\u00e9alisation d\u2019un service.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ces options permettent d\u2019adapter votre assurance aux risques sp\u00e9cifiques de votre activit\u00e9.<\/p>\n\n\n\n                <div class='bobex-cta-block' style='\n            --button-bg-color: #e13c0e;\n            --button-text-color: #ffffff;\n            --banner-bg-color: #aad4e6;\n            --arrow-main-bg-color: #aad4e6;\n            --arrow-secondary-bg-color: #e5f2f7;\n            --banner-title-color: #10375e;\n            --arrow-title-color: #10375e;\n            --banner-text-color: #545454;\n            --arrow-text-color: #545454;         \n            --invert-range: 0deg;\n        '>\n                    <div class='cta-banner'>\n                        <div class='h3'>Comparez les offres et trouvez l\u2019assurance adapt\u00e9e \u00e0 votre activit\u00e9<\/div>\n                        <div class='text-color'>Alors remplissez rapidement ce formulaire. C&rsquo;est totalement gratuit et sans engagement !<\/div>\n                        <span>\n                            <img src='https:\/\/www.bobex.be\/wp-uploads\/sites\/2\/arrow-cta-box.png' alt='arrow' class='img-color'\/>\n                            <a class='cta-button-rounded' href=\"#ppp\">Demander un devis<\/a>\n                        <\/span>   \n                    <\/div>\n                <\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_meilleure_assurance_pour_votre_activite_pro_Nous_vous_mettons_en_contact_avec_des_courtiers\"><\/span>Quelle est la meilleure assurance pour votre activit\u00e9 pro ? Nous vous mettons en contact avec des courtiers.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le&nbsp;<strong>bon pack d\u2019assurance<\/strong>&nbsp;prot\u00e8ge efficacement en cas de&nbsp;<strong>sinistre<\/strong>. Vous cherchez l\u2019<strong>assurance<\/strong>&nbsp;qui correspond \u00e0 votre <strong>activit\u00e9<\/strong>&nbsp;et \u00e0 votre&nbsp;<strong>budget<\/strong>&nbsp;? Vous avez des&nbsp;<strong>questions<\/strong>&nbsp;sur les&nbsp;<strong>garanties propos\u00e9es<\/strong>&nbsp;? Vous souhaitez&nbsp;<strong>comparer les offres<\/strong> de plusieurs compagnies de mani\u00e8re objective ? Remplissez le&nbsp;<strong>formulaire<\/strong>&nbsp;ci-dessous. Nous vous mettrons&nbsp;<strong>gratuitement<\/strong>&nbsp;et&nbsp;<strong>sans engagement<\/strong>&nbsp;en contact avec des <strong>sp\u00e9cialistes reconnus<\/strong>&nbsp;qui analyseront votre entreprise pour vous proposer une <strong>couverture parfaitement adapt\u00e9e<\/strong>.<\/p>\n\n\n<div id=\"ppp\" class=\"bob-form-wrapper\" data-ajax_url=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-admin\/admin-ajax.php\" data-fa_a=\"\" data-fa_b=\"\"><div class=\"loader\" aria-hidden=\"true\"><\/div>    <div>\n        <div class=\"row mx-auto mb-2\" style=\"max-width: 900px;\">\n            <div class=\"col-md-4\"><i class=\"mr-1 fas fa-check\" style=\"color:green;\"><\/i>Devis gratuits et rapides<\/div>\n            <div class=\"col-md-4\"><i class=\"mr-1 fas fa-check\" style=\"color:green;\"><\/i>Sans engagement et obligation<\/div>\n            <div class=\"col-md-4\"><i class=\"mr-1 fas fa-check\" style=\"color:green;\"><\/i>Professionnels agr\u00e9\u00e9s<\/div>\n        <\/div>\n    <\/div><div id=\"form-6ada97d56d218\" class=\"bob-form-container\" style=\"background-color: white; font-family: Roboto, sans-serif !important; font-size: 16px !important; color: #545454; box-shadow: 0 2px 10px rgba(0,0,0,0.1); --font_title: Poppins; --font_size_title: 20px; --title_bg_color: #175da6; --copyright_color: #fde8e1; --box_upload_color: #e5f2f7; padding:unset;\" data-form-type=\"inline\" data-form-id=\"6ada97d56d218\"><style>#form-6ada97d56d218 .bob-form-inline-question.even {\n  background-color: #e5f2f7;\n}\n#form-6ada97d56d218 .single_multiple.multiple_button {\n  background-color: #e5f2f7 !important;\n}\n#form-6ada97d56d218 .bob-form-inline-question--hidden {\n  display: none;\n}<\/style><div class=\"form-questions\"><form id=\"bob-form\" class=\"bob-form bob-form-tag\" method=\"post\" novalidate action=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-admin\/admin-ajax.php?action=bobex-form-validation\">    <div class=\"form-title\">\n        Formulez votre demande\n        <div class=\"form-title-info-line\">\n            R\u00e9pondez \u00e0 quelques questions et entrez en contact avec des sp\u00e9cialistes fiables. Nous vous demandons vos coordonn\u00e9es afin de s\u00e9lectionner les professionnels actifs dans votre r\u00e9gion.\n        <\/div>\n    <\/div><div class=\"form-questions bob-form-inline-question\" data-question-index=\"0\"><div class=\"row\"><div class=\"question col-md-4\"><label>1*. \u00cates-vous \u00e0 la recherche d\u2019un courtier ou d\u2019un assureur pour une assurance responsabilit\u00e9 (RC) pour votre entreprise?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-0-1\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio\" value=\"1\"  required=\"required\"><label for=\"6ada97d56d218-input-0-1\">Oui<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-0-2\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio\" value=\"2\"  required=\"required\"><label for=\"6ada97d56d218-input-0-2\">Non<\/label><\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question even\" data-question-index=\"1\"><div class=\"row\"><div class=\"question col-md-4\"><label>2*. Souhaitez-vous qu\u2019un assureur vous contacte d\u2019abord pour un entretien exploratoire, sans engagements?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-1-1\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_2\" value=\"1\"  required=\"required\"><label for=\"6ada97d56d218-input-1-1\">Oui, id\u00e9alement par t\u00e9l\u00e9phone<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-1-2\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_2\" value=\"2\"  required=\"required\"><label for=\"6ada97d56d218-input-1-2\">Oui, je pr\u00e9f\u00e8re un appel vid\u00e9o<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-1-3\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_2\" value=\"3\"  required=\"required\"><label for=\"6ada97d56d218-input-1-3\">Oui, je pr\u00e9f\u00e8re un rendez-vous \u00e0 domicile ou sur mon lieu de travail<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-1-4\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_2\" value=\"4\"  required=\"required\"><label for=\"6ada97d56d218-input-1-4\">Oui, je pr\u00e9f\u00e8re un rendez-vous dans les bureaux de l\u2019assureur<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-1-5\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_2\" value=\"5\"  required=\"required\"><label for=\"6ada97d56d218-input-1-5\">Non, je souhaite uniquement recevoir des informations<\/label><\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question\" data-question-index=\"2\"><div class=\"row\"><div class=\"question col-md-4\"><label>3*. \u00c0 quel moment pr\u00e9f\u00e9rez-vous \u00eatre contact\u00e9(e) pour cet entretien?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-2-1\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_3\" value=\"1\"  required=\"required\"><label for=\"6ada97d56d218-input-2-1\">Entre 8h00 et 12h00<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-2-2\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_3\" value=\"2\"  required=\"required\"><label for=\"6ada97d56d218-input-2-2\">Entre 12h00 et 14h00<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-2-3\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_3\" value=\"3\"  required=\"required\"><label for=\"6ada97d56d218-input-2-3\">Entre 14h00 et 19h00<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-2-4\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_3\" value=\"4\"  required=\"required\"><label for=\"6ada97d56d218-input-2-4\">Un autre moment, \u00e0 savoir:<\/label><\/div>    <div class=\"bob-form-checkbox d-flex\">\n        <input type=\"text\" class=\"inline-text bob-form-input\" id=\"6ada97d56d218-input-2-5\" name=\"XML_extra_radio_3b\" value=\"\">\n    <\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question even\" data-question-index=\"3\"><div class=\"row\"><div class=\"question col-md-4\"><label>4*. Comment pr\u00e9f\u00e9rez-vous recevoir ensuite les informations sur les possibilit\u00e9s?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-3-1\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_4\" value=\"1\"  required=\"required\"><label for=\"6ada97d56d218-input-3-1\">Par e-mail<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-3-2\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_4\" value=\"2\"  required=\"required\"><label for=\"6ada97d56d218-input-3-2\">Par t\u00e9l\u00e9phone<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-3-3\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_4\" value=\"3\"  required=\"required\"><label for=\"6ada97d56d218-input-3-3\">Lors d\u2019un entretien personnel<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-3-4\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_4\" value=\"4\"  required=\"required\"><label for=\"6ada97d56d218-input-3-4\">Par courrier<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"6ada97d56d218-input-3-5\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_radio_4\" value=\"5\"  required=\"required\"><label for=\"6ada97d56d218-input-3-5\">Autre, \u00e0 savoir:<\/label><\/div>    <div class=\"bob-form-checkbox d-flex\">\n        <input type=\"text\" class=\"inline-text bob-form-input\" id=\"6ada97d56d218-input-3-6\" name=\"XML_extra_radio_4b\" value=\"\">\n    <\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question\" data-question-index=\"4\"><div class=\"row\"><div class=\"question col-md-4\"><label>5*. Qu\u2019est-ce qui est le plus important pour vous chez un assureur?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-1\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"1\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-1\">Des conseils clairs et professionnels<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-2\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"2\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-2\">Un excellent service et suivi de dossier<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-3\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"3\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-3\">Le prix le plus bas possible<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-4\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"4\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-4\">Une r\u00e9ponse rapide \u00e0 mes questions<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-5\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"5\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-5\">Une disponibilit\u00e9 imm\u00e9diate en cas d\u2019urgence ou de sinistre<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-6\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"6\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-6\">Un bureau \u00e0 proximit\u00e9<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"6ada97d56d218-input-4-7\" data-unique-id=\"6ada97d56d218\" name=\"XML_extra_check[]\" value=\"7\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"6ada97d56d218-input-4-7\">Autre, \u00e0 savoir:<\/label><\/div>    <div class=\"bob-form-checkbox d-flex\">\n        <input type=\"text\" class=\"inline-text bob-form-input\" id=\"6ada97d56d218-input-4-8\" name=\"XML_extra_checkb\" value=\"\">\n    <\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question even\" data-question-index=\"5\"><div class=\"d-flex flex-column\"><label class=\"question\" for=\"6ada97d56d218-input-5\">6. Avez-vous des questions sp\u00e9cifiques pour les sp\u00e9cialistes en assurances ?<\/label><textarea class=\"bob-form-input\" name=\"XML_remarks\" id=\"6ada97d56d218-input-5\" data-unique-id=\"6ada97d56d218\"><\/textarea><\/div><\/div><div class=\"bob-inline-form bob-form-tag upload-box mb-3\">\n                    <div class=\"row\">\n                        <div class=\"col-md-12 mb-2 question\">Ajouter des photos ou des pi\u00e8ces jointes (en Option)<\/div>\n                        <div class=\"col-md-12\">\n                            <div class=\"box__input\" style=\"background-color: #e5f2f7;\"\n                                 ondrop=\"drop(event)\"\n                                 ondragover=\"allowDrop(event)\"\n                                 ondragleave=\"removeDropFx(event)\"\n                                >\n                                <input type=\"file\"\n                                       class=\"file__input\"\n                                       name=\"attachments[]\"\n                                       id=\"attachments\"\n                                       multiple=\"multiple\"\n                                       accept=\"image\/jpeg, image\/png, image\/gif, application\/pdf\"\n                                       data-multiple-caption=\"{count} files selected\">\n                                <div>\n                                    <label for=\"attachments\"><strong>S\u00e9lectionnez un fichier <\/strong>ou glissez-le ici<\/label>\n                                    <span class=\"box__button bobex-round-cta m-1 py-1\"\n                                          style=\"mix-blend-mode: luminosity\">\n                                        <i class=\"fas fa-cloud-upload-alt text-white\"><\/i>\n                                        T\u00e9l\u00e9charger\n                                    <\/span>\n                                <\/div>\n            \n                                <div class=\"row preview_wrapper m-0\"><\/div>\n                            <\/div>\n            \n                            <div class=\"box__uploading\">Uploading\u2026<\/div>\n                            <div class=\"box__success\">Done!<\/div>\n                            <div class=\"box__error\">Error! <span><\/span>.<\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>    <div class=\"form-title\">\n        Vos donn\u00e9es\n    <\/div><div class=\"bob-form-contact-data\" style=\"padding: 5px\"><div class=\"row lead-info\"><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"firstName\" name=\"firstName\" placeholder=\"Pr\u00e9nom\" required>    <div class=\"valid-feedback\">Enchant\u00e9 !<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer votre pr\u00e9nom<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"lastName\" name=\"lastName\" placeholder=\"Nom\" required>    <div class=\"valid-feedback\">Sympa<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer votre nom de famille<\/div>  <\/div><\/div><div class=\"col-md-12 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"email\" class=\"form-control\" id=\"email\" name=\"email\" placeholder=\"E-mail\" required style=\"max-width: unset;\">    <div class=\"valid-feedback\">C&rsquo;est tout bon<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer une adresse e-mail valide<\/div>  <\/div><\/div><div class=\"col-md-12 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"tel\" class=\"form-control\" id=\"phone\" name=\"phone\" placeholder=\"T\u00e9l\u00e9phone\" required style=\"max-width: unset;\">    <div class=\"valid-feedback\">Parfait<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer un num\u00e9ro de t\u00e9l\u00e9phone valide<\/div>  <\/div><\/div><input type=\"hidden\" name=\"companyType\" value=\"label.companytype.company\"><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyName\" name=\"companyName\" placeholder=\"Nom de la compagnie\" required>    <div class=\"valid-feedback\">Top !<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer un nom d&rsquo;entreprise valide<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyVat\" name=\"companyVat\" placeholder=\"Num\u00e9ro de TVA\" required>    <div class=\"valid-feedback\">Excellent !<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer un num\u00e9ro de TVA d&rsquo;entreprise valide<\/div>  <\/div><\/div><div class=\"col-md-12 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyAddress\" name=\"companyAddress\" placeholder=\"Adresse\" required style=\"max-width: unset;\">    <div class=\"valid-feedback\">C&rsquo;est not\u00e9<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer une adresse valide<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyPostalCode\" name=\"companyPostalCode\" placeholder=\"Code postal\" required>    <div class=\"valid-feedback\">Excellent !<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer un code postal valide<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyCity\" name=\"companyCity\" placeholder=\"Ville\" required>    <div class=\"valid-feedback\">Bien jou\u00e9<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer une ville valide<\/div>  <\/div><\/div><div class=\"d-flex mt-3\"><input name=\"promoOptin\" value=\"true\" id=\"promoOptin\" type=\"checkbox\" class=\"me-2\" style=\"width: unset\"><label for=\"promoOptin\">Je souhaite rester inform\u00e9 de ma demande et recevoir des conseils pratiques (fortement recommand\u00e9 !) <\/label><\/div><\/div><\/div><input type=\"hidden\" class=\"session_var\" name=\"newform\" value=\"true\"><input type=\"hidden\" class=\"session_var\" name=\"lead-validation-nonce\" value=\"52a30f1dc1\"><input type=\"hidden\" class=\"session_var\" name=\"aff\" value=\"minisite\"><input type=\"hidden\" class=\"session_var\" name=\"utm_source\" value=\"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/v2\/business\/200958\"><input type=\"hidden\" class=\"session_var\" name=\"bobx\" value=\"\"><input type=\"hidden\" class=\"session_var\" name=\"sessionType\" value=\"B2B\"><input type=\"hidden\" class=\"session_var\" name=\"utm_medium\" value=\"web\"><input type=\"hidden\" class=\"session_var\" name=\"utm_campaign\" value=\"search\"><input type=\"hidden\" class=\"session_var\" name=\"rem_source\" value=\"https:\/\/azure-be.bobex.com\/fr-be\/responsabilite-civile-professionnelle\/\"><input type=\"hidden\" class=\"session_var\" name=\"pixel_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"tabo_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"click_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"gclid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"gbraid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"wbraid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"msclkid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"fbclid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"ttclid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"tblci\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"ob_click_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"_fbp\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"ad_user_data\" value=\"denied\"><input type=\"hidden\" class=\"session_var\" name=\"ad_personalization\" value=\"denied\"><input type=\"hidden\" class=\"session_var\" name=\"past_aff\" value=\"bobex\"><input type=\"hidden\" class=\"session_var\" name=\"redirectTo\" value=\"BE\"><input type=\"hidden\" class=\"session_var\" name=\"is_type_id\" value=\"true\"><input type=\"hidden\" class=\"session_var\" name=\"typeid\" value=\"11390\"><input type=\"hidden\" class=\"session_var\" name=\"bbx_form_ts\" value=\"1792710613|69e9914f173e4550adb6c311d0048b3e87ec02d372b39c6863356fb1549dcf02\"><input type=\"hidden\" class=\"session_var\" name=\"input_names\" value=\"XML_extra_radio,XML_extra_radio_2,XML_extra_radio_3,XML_extra_radio_3b,XML_extra_radio_4,XML_extra_radio_4b,XML_extra_check,XML_extra_checkb,XML_remarks\"><input type=\"hidden\" class=\"form_context\" value=\"BE\"><img decoding=\"async\" class=\"bobex-pixel\" src=\"\" alt=\"\" style=\"display:none\" \/>    <div class=\"bob-form-submit d-flex justify-content-center\">\n        <button type=\"submit\" class=\"form-submit\" style=\"background-color: #F1653A; color: white; border: none !important; border-radius: 5px !important; font-family: Roboto, sans-serif; font-size: 16px;\">\n            Demander un devis\n        <\/button>\n    <\/div>    <div class=\"bob-inline-form form-footer\" style=\"border-radius: 0 0 10px 10px\">\n        <div class=\"bob-form-privacy-text\">\n            <div style=\"float:left;\"><i class=\"fa fa-lock\"><\/i><\/div>\n            <div class=\"ms-2\">\n                <div style='padding-left: 15px;font-size: 0.8em !important;z-index: 10;'><b>Nous respectons votre vie priv\u00e9e<\/b><br> Conform\u00e9ment \u00e0 la loi du 8\/12\/1992 relative \u00e0 la protection de la vie priv\u00e9e, vous disposez d&rsquo;un droit d&rsquo;acc\u00e8s et de rectification \u00e0 vos donn\u00e9es. Pour en savoir plus, consultez notre <span class=\"link_ob\" data-link=\"aHR0cHM6Ly93d3cuYm9iZXguYmUvZnItYmUvcHJvdGVjdGlvbi1kZS1sYS12aWUtcHJpdmVlLw==\" target=\"_blank\">charte sur la vie priv\u00e9e<\/span>.<\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div><\/form><\/div><div class=\"multiple_mini hidden\" data-lead_id=\"\"><p class=\"multiple-title\">Merci d&rsquo;avoir pris le temps de remplir ce formulaire<\/p><p>Nous vous contacterons d\u00e8s que possible pour vous orienter vers le meilleur sp\u00e9cialiste correspondant \u00e0 votre demande.<\/p><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Vos_questions_sur_les_assurances_professionnelles\"><\/span>Vos questions sur les assurances professionnelles&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Comprendre l\u2019assurance responsabilit\u00e9 civile professionnelle peut sembler compliqu\u00e9. Pour vous guider, voici les r\u00e9ponses aux questions les plus fr\u00e9quentes afin de mieux prot\u00e9ger votre activit\u00e9.<\/p>\n\n\n\n<div class=\"wp-block-bobex-frequently-asked-questions bobex-faq-main-wrapper\">\n            <div class=\"bobex-simple-question-answer-block\">\n                <div class=\"bobex-simple-question-answer-block__question\" style=\"background-color: #63b0d1!important; color: white!important;\">\n                    <h3 style=\"color: white!important; margin:unset; font-size:1.2rem;\" class=\"bobex-simple-question-answer-block__question__content\"><span class=\"ez-toc-section\" id=\"Pourquoi_est-ce_interessant_pour_un_independant_de_souscrire_a_une_RC_pro\"><\/span>Pourquoi est-ce int\u00e9ressant pour un ind\u00e9pendant de souscrire \u00e0 une RC pro\u00a0 ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                    <div class=\"bobex-simple-question-answer-block__question__toggle\">+<\/div>\n                <\/div>\n                <div class=\"bobex-simple-question-answer-block__answer\" style=\"background-color: !important; color: black!important;\">\n                    <div class=\"bobex-simple-question-answer-block__answer__content\">Elle prot\u00e8ge contre les dommages caus\u00e9s \u00e0 des tiers li\u00e9s \u00e0 votre activit\u00e9, \u00e9vitant des co\u00fbts financiers lourds.<\/div>\n                    <div>\n<div class=\"wp-block-bobex-simple-question-answer\"><\/div>\n<\/div>\n                <\/div>\n            <\/div>\n        \n\n\n            <div class=\"bobex-simple-question-answer-block\">\n                <div class=\"bobex-simple-question-answer-block__question\" style=\"background-color: #63b0d1!important; color: white!important;\">\n                    <h3 style=\"color: white!important; margin:unset; font-size:1.2rem;\" class=\"bobex-simple-question-answer-block__question__content\"><span class=\"ez-toc-section\" id=\"Une_RC%E2%80%AFPro_couvre-t-elle_les_frais_lies_a_une_maladie_contractee_en_relation_avec_votre_activite\"><\/span>Une RC\u202fPro couvre-t-elle les frais li\u00e9s \u00e0 une maladie contract\u00e9e en relation avec votre activit\u00e9 ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                    <div class=\"bobex-simple-question-answer-block__question__toggle\">+<\/div>\n                <\/div>\n                <div class=\"bobex-simple-question-answer-block__answer\" style=\"background-color: !important; color: black!important;\">\n                    <div class=\"bobex-simple-question-answer-block__answer__content\"><strong>Non<\/strong>, elle ne couvre pas les maladies professionnelles, qui rel\u00e8vent d\u2019autres assurances sp\u00e9cifiques.<\/div>\n                    <div>\n<div class=\"wp-block-bobex-simple-question-answer\"><\/div>\n<\/div>\n                <\/div>\n            <\/div>\n        \n\n\n            <div class=\"bobex-simple-question-answer-block\">\n                <div class=\"bobex-simple-question-answer-block__question\" style=\"background-color: #63b0d1!important; color: white!important;\">\n                    <h3 style=\"color: white!important; margin:unset; font-size:1.2rem;\" class=\"bobex-simple-question-answer-block__question__content\"><span class=\"ez-toc-section\" id=\"Une_assurance_professionnelle_couvre-t-elle_un_acte_medical_non_reglemente_ex_coach_sportif\"><\/span>Une assurance professionnelle couvre-t-elle un acte m\u00e9dical non r\u00e9glement\u00e9 (ex. : coach sportif) ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                    <div class=\"bobex-simple-question-answer-block__question__toggle\">+<\/div>\n                <\/div>\n                <div class=\"bobex-simple-question-answer-block__answer\" style=\"background-color: !important; color: black!important;\">\n                    <div class=\"bobex-simple-question-answer-block__answer__content\"><strong>Non<\/strong>, les actes m\u00e9dicaux non r\u00e9glement\u00e9s ne sont g\u00e9n\u00e9ralement pas couverts par la RC Pro.<\/div>\n                    <div>\n<div class=\"wp-block-bobex-simple-question-answer\"><\/div>\n<\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n                    <script type=\"application\/ld+json\">\n                        {\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Pourquoi est-ce int\\u00e9ressant pour un ind\\u00e9pendant de souscrire \\u00e0 une RC pro\\u00a0 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Elle prot\\u00e8ge contre les dommages caus\\u00e9s \\u00e0 des tiers li\\u00e9s \\u00e0 votre activit\\u00e9, \\u00e9vitant des co\\u00fbts financiers lourds.\"}},{\"@type\":\"Question\",\"name\":\"Une RC\\u202fPro couvre-t-elle les frais li\\u00e9s \\u00e0 une maladie contract\\u00e9e en relation avec votre activit\\u00e9 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<strong>Non<\\\/strong>, elle ne couvre pas les maladies professionnelles, qui rel\\u00e8vent d\\u2019autres assurances sp\\u00e9cifiques.\"}},{\"@type\":\"Question\",\"name\":\"Une assurance professionnelle couvre-t-elle un acte m\\u00e9dical non r\\u00e9glement\\u00e9 (ex. : coach sportif) ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<strong>Non<\\\/strong>, les actes m\\u00e9dicaux non r\\u00e9glement\\u00e9s ne sont g\\u00e9n\\u00e9ralement pas couverts par la RC Pro.\"}}]}\n                    <\/script>\n                ","protected":false},"featured_media":0,"template":"","categories":[374,371],"class_list":["post-200958","business","type-business","status-publish","hentry","category-assurances-health-archive","category-health"],"_links":{"self":[{"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/business\/200958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/business"}],"about":[{"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/types\/business"}],"version-history":[{"count":9,"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/business\/200958\/revisions"}],"predecessor-version":[{"id":228954,"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/business\/200958\/revisions\/228954"}],"wp:attachment":[{"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/media?parent=200958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azure-be.bobex.com\/fr-be\/wp-json\/wp\/v2\/categories?post=200958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}